By BRUCE FREEMAN, Scripps Howard News Service

Dear Professor Bruce: I thought that I would love working from home and for the most part I do; but sometimes I really miss the company at the water cooler. It can be very lonely working by yourself. Any suggestions?

Answer:

Dear Professor Bruce:

I am really serious about starting my own business but I am nervous about making some big mistakes early on and paying dearly for them.

What advice can you give on some of the biggest pitfalls I should avoid?

Dear Professor Bruce:

I am a young woman with a small crafts business. I am doing fairly well and I want to take it to the next level. What would you recommend as important steps to help garner the resources I need to do that?

Dear Professor Bruce: During the last couple of weeks, I've noticed what appear to be financial irregularities when taking quick looks over my small business' books, and I've determined that one of my employees is embezzling funds. What steps should I take to ensure that the employee is properly brought to justice, and that my company receives the money the employee stole?

Dear Professor Bruce:

Dear Professor Bruce:

I initially funded my small business from savings, home equity and generous almost retired parents. The business is holding its own after the first year but I need additional capital to get it to the next level. What are my chances of getting a loan? What do I need to do?

Dear Professor Bruce: I am a small business owner. I am president, vice president, sales manager, treasurer and at times I even sweep the floor. The pressures can be overwhelming. How do I stay motivated?

Dear Professor Bruce,

I am thinking about starting a business, but I was wondering whether I have the best background to begin. Is there a "right" kind of background for a small business owner?

Answer:

Dear Professor Bruce:

How can my small business take advantage of cause related marketing opportunities in my community?

Dear Professor Bruce:

I am a female senior executive in my 40s. I'm thinking of leaving my job in financial services to start a business. I know I'll need a business plan and seed money, but what else do I need to "make it" if I strike out on my own?

Answer: