personal finance

Dear Debt Adviser,

Help, I'm about $30,000 in debt. I have about $50,000 in my retirement. I will be 59 1/2 years old in January. I had to go on disability from a fall at work. My house is paid for. Should I just take money out and pay off my loan? Could I just hire someone to (advise me)? I don't know what to do and am at my wits' end. I am not behind on any bills.

-- Doris

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