SH08K008HOMESTYLE Nov. 3, 2008 -- One way to spoil overnight holiday guests is to surprise them with a thoughtfully chosen gift

Paying taxes unites us. It also divides us. People can pay five and even six times more in state and local taxes than other folks in similar circumstances making similar incomes.

In one of the fastest-growing forms of identity theft, crooks are stealing tax refunds by swiping personal information and using it to trick the Internal Revenue Service.