By MARCIE GEFFNER, bankrate.com

Rates may shrink on big home loans

Homeowners and homebuyers who live in expensive housing markets may be pleased to learn that the federal government recently increased the size of mortgages that Fannie Mae and Freddie Mac can purchase and the Federal Housing Administration (FHA) can insure.

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Those scary-sounding housing stats don't tell the whole story

Foreclosures are up. House prices are down. Mortgages may be toxic. But just how bad is the current housing crisis, really? And should you be worried about your own situation?The current trends, which include significant jumps in the numbers of foreclosures and overdue mortgage payments, certainly aren't pretty, though finding accurate and useful numbers is a challenge.

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How to make your home stand out in a buyer's market

You need to sell your home as quickly as possible and for top dollar. But the only buyers in the market seem to be bottom-fishers who want to snap up a bank-owned property at a substantial discount. How can you sell your home when you're surrounded by foreclosures?

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New law awards tax breaks to homeowners

Homeowners found three attractive tax breaks among their holiday presents, thanks to the federal Mortgage Forgiveness Debt Relief Act of 2007, which was enacted in December.

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Mortgage-foreclosure-bailout plan may help few

If you're a homeowner who has an adjustable-rate mortgage, you may already have been disappointed to discover that your situation doesn't qualify for the ARM interest-rate freeze that was

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