By KATHLEEN PENDER, San Francisco Chronicle

Net Worth: Questions on COBRA benefits

Recent columns on unemployment and the federal subsidy for COBRA health coverage have generated a lot of questions from readers. Here are some answers.

Q: I worked for a company as an independent contractor. Am I eligible for unemployment benefits?

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A look at recent tax changes

If you're feeling dazed and confused about your finances these days, join the club.

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A look at recent tax changes

If you're feeling dazed and confused about your finances these days, join the club.

Read more | Add new comment

A look at recent tax changes

If you're feeling dazed and confused about your finances these days, join the club.

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What does bank nationalization really mean?

Nationalization. Nobody is sure exactly what the word means, but its mere mention sends shivers up the spine.
"Nationalization is a loaded term for a lot of people. It's seen as the kind of thing that European or more socialist governments do," says Douglas Elliott, a fellow at the Brookings Institution.

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Net Worth: Questions, answers on taxes

More tax-related questions today:
Q: We own 150 shares of Washington Mutual now worth about 3 cents per share. Since JPMorgan Chase bought most of the company last year, I'm wondering if we can write it off as a capital loss for 2008, or do we have to sell the stock?

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Net Worth: Will stimulus really create millions of jobs?

The White House says the nearly $800 billion stimulus bill will save or create about 3 million to 4 million jobs. But if you look through the bill itself, it's hard to see where they are coming from.

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Net Worth: A more caring, flexible IRS?

The Internal Revenue Service has announced it will be more understanding and flexible toward people who can't pay their taxes because of a layoff or other hardship.

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Networth: What the massive layoffs mean for you

Earnings season has turned into layoff season.
Over the past two weeks, as public companies have been reporting their often-dismal fourth-quarter results, many have announced an alarming number of staff reductions, sometimes reaching into the tens of thousands.

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Beware of tax surprises, if you lose your job

If you lose your job, you could be in for some tax surprises -- some nice, some nasty.
If you receive unemployment benefits or severance pay, cash in a retirement account or have a big change in income, your tax bill could be much more -- or less -- than you expect. To avoid surprises, here are some tips:

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