By HOLDEN LEWIS, bankrate.com

Mortgage rates approach record low

Mortgage rates continue to plunge toward record territory.

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Rentals rock for retirement income

Some retirees have found the perfect second career: Landlord. At a time when stock investments are uncertain and many homes are not selling, some retirees and near-retirees are keeping their money in rental property and banking on a steady second income.

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Fed will buy $500 billion in securitized home loans

Mortgage rates plunged after the Federal Reserve announced that it would buy up to $500 billion of securitized home loans.

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What really caused the mortgage mess?

Some people blame a fair-lending law for the mortgage meltdown and the resulting global financial crisis. Evidence shows otherwise.

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Will the federal mortgage plan help you?

The prospect of mortgage debt forgiveness will entice hundreds of thousands of homeowners into picking up the phone to play the home-preservation game of "Let's Make a Deal," beginning this fall.

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Credit crunch isn't squeezing all homebuyers

Mortgages are still available, despite talk of a credit crunch.

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Is a refinance boom coming?

A dramatic drop in mortgage rates has motivated some homeowners to wonder if they should refinance. A better question might be: Are they able to refinance?

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Why haven't mortgage rates dropped this year?

The Federal Reserve began to slash short-term interest rates almost a year ago. Yet we have higher mortgage rates now than we had then. What gives?

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Mortgage rates rise to the highest level in a year

Mortgage rates took a big jump this week, to their highest point in a year. There's no single explanation for the rise.

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